Motor insurance detailed

quotes

Car expenses in a family budget have the same role as expenses for army in a state budget.

Lack of detailed and publicly available information limits a client in his choice of insurance partner. Our activity is transparent and we want to give our clients information that will help them to make the best choice of insurance plan. 

We strongly recommend to evaluate not only the price of an insurance but to study thoroughly the coverages and services offered, since it is about your safety and protection of your property! 

Motor insurance GENERALI AUTO by Expert Seguros represents insurance products that meet requirements of every client, cover all common risks and include quality service. 

GENERALI AUTOS insurance policy offers a full range of insurance services for all types of vehicles: 

  • Automobiles
  • Motorcycles and mopeds 
  • Carrier vehicles and haulers
  • Agricultural vehicles 

GENERALI AUTOS insurance policy offers different motor insurance options – seguro de coche. 

You may choose the one that adapts to your requirements in the best way. 

GENERALI AUTOS insurance offers the most complete complex of guarantees: 

Mandatory insurance of civil liability of motor vehicle ownersSeguro a terceros

- In Spain insurance of civil liability of motor vehicle owners is mandatory as long as the vehicle is on register; even if you only use the vehicle occasionally or it stays in a garage for reparations for a long time, you should have this type of policy in effect. 

This product includes: 

Mandatory third party civil liability, driver insurance up to 10000 € (hospitalisation, treatment and rehabilitation after an accident). 

Additional guarantees: 

  • extended legal protection and material damage claims 
  • damage of windscreen, side and rear windows (reparation or replacement) 
  • breakdown truck and technical support 

Hijack insurance and other types of coverages for damage

Seguro a terceros ampliado – extended civil responsibility. 

This product includes all mandatory third party liability coverages, driver insurance up to 30 000 €, as well as a wide range of covered risks: damages of windows, breakdown truck and technical support, fire, hijacking and damages due to attempt of theft. 

Additional guarantees: 

  • extended civil responsibility 
  • increase of capital for driver insurance 
  • extended legal representation and material damage claims
  • substitution vehicle during reparation 
  • legal support and compensation in case of forfeiture of driving license 
  • complete loss of vehicle in case of fire 
  • compensation of damages in case of collision with an animal. 

Todo riesgo con/sin franquicia – All risk insurance with or without deductible amounts

(in case of any deductible amount being agreed, that is the amount the owner of the vehicle will pay towards reparations in case of insured event, and the company will pay the rest).

Additional guarantees: 

  • extended civil responsibility 
  • extended civil responsibility plus 
  • extended driver insurance 
  • extended legal protection and material damage claims
  • substitution vehicle during reparation 
  • legal support and compensation in case of forfeiture of driving license or withdrawal of license points 
  • complete loss of vehicle in case of fire 
  • compensation of damages in case of collision with an animal. 

In this way GENERALI AUTOS offers the most complete complex of guarantees and covers all common risks: 

  • Mandatory insurance of civil liability of motor vehicle owners;
  • Voluntary insurance – coverage of vehicle for different types of damage and hijacking; 
  • Civil liability insurance to drive outside the territory of Spain 
    (green card). Wherever you travel, in any country of the world you can count on our support service ready to help 24 hours a day 365 days a year. 

Insurance policy GENERALI SEGUROS guarantees help and insurance compensations in case of traffic accidents: 

  • Breakdown truck without limit of kilometres, technical support directly on the road; 
  • Provision of a substitution car while yours is repaired; 
  • Reimbursement of cost of luggage and personal belongings; 
  • In case of traffic accident with bodily injuries – an independent medical expertise, and an opinion of independent physician; medical care and psychological help; 
  • Transportation to a hospital and hospitalisation; 
  • Reimbursement of transportation and medical expenses for passengers; 
  • Reimbursement of expenses to continue with your trip; 
  • Reimbursement of damage in case of traffic accident involving animals.  

New GENERALI AUTOS insurance policy guarantees: 

  • Extended civil responsibility including trailers and caravans;
  • Notification about fines, appeal against unjustified fines and legal advise; 
  • Protection of driving license against withdrawal of points. Legal defence and assistance for reparation of damages;
  • Siniestro total – in case of total loss of vehicle in an accident or fire, compensation of 100% of price of a new vehicle for those not older than 2 years, 100% of market price for vehicles older than 2 years (if reparation of the vehicle would cost more than its market price). 

Price of the insurance policy GENERALI AUTOS accordingly to the guarantees you choose, is very competitive in the Spanish insurance market. Holders of the GENERALI AUTOS policies get: 

No-claim bonus;

  • Discounts for contracting deductible amounts for “windows” guarantees; 
  • Discounts in specialised technical centres (auto repair shop) with free services, such as: 
  • *wash and hoovering of car interior
  • *revision of level of oil, brake liquid
  • *adjustment of lights 
  • *Revision of tyre pressure.

With GENERALI AUTOS you will get professional and experienced attention 24 hours a day 365 days a year to solve any emergency: 

  • Breakdown truck without limit of kilometres 
  • Attention in trips around the world
  • Transportation and keeping of pets (dogs and/or cats) 
  • In case of insured event reimbursement of expenses for lodgement and trip
  • Transfer or repatriation 
  • Daily expenses for companion in case of hospitalisation. 

Insurance policy GENERALI AUTOS – your right choice!